Elderly people will be able to voluntarily opt into a government
social insurance scheme – paying premiums to the state to ensure their
costs for care and accommodation would be capped – the health secretary
has announced.
The government says it will consider a "voluntary
scheme" allowing people to "individually make the choice to be protected
by a capped cost scheme". Sources say the taxpayer would have to bear
the one-in-10 risk of "catastrophic" costs of above £100,000.
The
scheme emulates but undermines the Dilnot report, which called for a
system for the elderly whereby the total cost of care would be capped at
£35,000 with support for old people extended to those with assets of
£100,000, up from the current limit of £23,250. So-called "hotel costs" –
to pay for food and beds in residential homes – would be limited to
£7,000-£10,000.
Full Article on Guardian Society
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